QuadPay is an installment payment platform that lets you pay for your purchase using a credit or debit card. QuadPay automatically splits the purchase amount into 4 interest-free payments, every two weeks. QuadPay empowers our #JsymoneBaddie to Buy Now, Pay Over Time and avoid interest repayments!
By using QuadPay you have the opportunity to split your Fashion Nova purchase into four (4) easy installments and pay for your order over time, interest-free, instead of all-at-once.
- WHAT INFORMATION DOES QUADPAY ASK FOR?
QuadPay will ask for your name, address, date of birth, a US mobile number, and a US debit or credit card for sign up. Additionally, QuadPay requires a mobile phone number and text message verification to get started instead of having a traditional username and password.
- IS THERE A LIMIT ON HOW MUCH I CAN SPEND WITH QUADPAY?
Each transaction is assessed before it is approved and QuadPay does not approve every order. QuadPay considers a variety of factors to determine approvals and spend limits. If you are a repeat purchaser and have made all your repayments in time, you’ll likely receive a higher limit than someone who is a new customer.
For further information, please visit the QuadPay support site.
- HOW DO I SIGN UP FOR QUADPAY
It’s easy! Sign up while you checkout on the J. Symone website. For the initial sign up, QuadPay will ask for your date of birth, a US mobile number and a US debit or credit card. Once you’ve entered your information, you'll know if you are approved instantly!
In order to have an account with QuadPay, you must:
- Live in the US
- Be at least 18 years old
- Have a valid and verifiable mobile number
- Use a US credit or debit card to make a purchase
- HOW CAN I CHECK MY QUADPAY ORDERS OR ACCOUNT?
You can check current and past orders on the QuadPay Customer Portal. Simply log in to view your account by entering your mobile number or email address. Log into QuadPay's Customer Portal at the following link: https://customer.quadpay.com/login
Verify your information and get instant access to current or past orders, edit your information, add a payment card and view your payments.
If you need help accessing your account, please contact QuadPay Support directly at the following link to submit a request: https://help.quadpay.com/hc/en-us/requests/new
- WILL I BE NOTIFIED ABOUT MY QUADPAY INSTALLMENTS?
QuadPay notifies customers with payment reminders via SMS and email before each payment is due.
- WHEN IS MY FIRST PAYMENT DUE?
Your first payment of 25% of the total purchase price is due at the time of checkout. The remaining three payments will be billed automatically, every two weeks from the first payment date.
- CAN I PAY OFF MY QUADPAY INSTALLMENTS EARLY?
Of course! Simply log in to QuadPay’s Customer Portal and choose the order you wish to pay off early. You can access the portal at this link: https://customer.quadpay.com.
- WHAT IF I HAVE TROUBLE PAYING MY QUADPAY INSTALLMENTS?
No worries, #JSymone Baddies Just be sure to notify QuadPay to avoid a late fee if your payment method is not up-to-date or if you can’t make your next payment. You may contact QuadPay by clicking here. Please note that QuadPay will determine whether or not a payment date change can be honored.
Installment payments are automatic, however, QuadPay will charge a late fee in certain instances such as if your payment cannot be processed because your debit card account has insufficient funds or your credit card is no longer valid.
In such instances, QuadPay will charge a $7 late fee after the first missed payment on each installment. If any installment goes past 7 days late, there will be a single additional fee per order of $7. If your payment is denied in error, you can contact QuadPay Support by submitting a request at https://help.quadpay.com/hc/en-us/requests/new.
- WHAT IF I RETURN MY QUADPAY ORDER, WILL I RECEIVE A REFUND?
Online returns from J. Symone Boutique are refunded via store credit in the form of a J. Symone E-Gift Card code. Refunds issued for returned items do not affect your QuadPay installments. When returning items by mail on a purchase made using QuadPay, you will still need to complete your payments to QuadPay as J. Symone processes returns and refunds separately.
Please allow 5-7 business days after your return package is received at our Distribution Center for processing. You will receive an email after your return has been processed by our Returns Department. Your E-Gift Card code will be sent to the email on file for the order in question. This store credit can be used for online purchases on the Fashion Nova website and never expires!
For information on J. Symone's Online Return Policy, please visit our
For further information about the refund process, please visit the QuadPay support site.
- HOW DO PARTIAL REFUNDS WORK WITH QUADPAY?
When a partial refund is issued in cases such as one item is out of stock out of several items, QuadPay will reduce the last installment amount by the amount that was refunded. If the refund amount is greater than the last installment amount, QuadPay will deduct the partial refund from your last and second to last installment - and so on.
Example: You make a $100 purchase. Each installment payment is $25 each. You pay the first initial installment of $25 at checkout. Later, J. Symone refunds $50 on your purchase. The value is applied to the last of their installments, and then to the next-to-last installment - and so on - until the entire refund amount has been applied. Below is a break down of what the refund(s) would look like.
- $25 - PAID.
- $25 - The second installment remains and is still due on the original due date.
- $25 - REFUNDED.
- $25 - REFUNDED.
- HOW DO FULL REFUNDS WORK WITH QUADPAY?
In cases where orders are cancelled and a full refund must be issued, customers are only refunded the amount they have paid to-date via their installments. QuadPay will then cancel all future payments. Refunds can take 2-3 business days to process, depending on the financial institution.
Example: You make a $100 purchase. You pay the first initial installment of $25 at checkout. Later, the order is cancelled. A refund of $25 is issued, and the remaining installments (which total out to $75) will be cancelled by QuadPay.
- HOW MUCH DOES QUADPAY COST?
There is a $1 per-installment fee to use QuadPay, regardless of the size of your order. As long as your installments are paid on-time, there are no other fees to shop with QuadPay.